Previous Research Projects

  • HOUSEHOLD SAVING BEHAVIOR SURVEY (2012/13 ): with a sample size of 2000 households, the data was collected from rural areas of the Amhara, Tigray, Oromia, SNNP, Afar and Somalie regions and the city administrations of Addis Ababa and Dire Dawa as well as Gondar and Mekelle towns. This survey was funded from own resources.
  • HOUSEHOLD SURVEY ON MICROFINANCE IN TIGRAY (2013): The project collected data from 200 Kebeles (Peasant Associations) that get financial services from DECSI MFI. The Kebeles were selected from two Administrative Zones in Tigray. Ten households were selected from each Kebele that led to a sample size of 2000.  Finance for this project was obtained from the University of Mannheim, Germany.
  • SURVEY FOR THE ENERGY IN AGRICULTURE PROJECT (2013): This survey involved the collection of data from 932 households in 20 villages located in the Nile Basin. It was a second round of a similar survey undertaken in 2005 with the financial resources obtained from IFPRI.
  • ADDIS ABABA LAND AND IMMOVABLE PROPERTY REGISTRATION PROJECT (2013/14): This project listed all immovable property (census of all land and housing) using a listing questionnaire in 200 Enumeration Areas and collected data using an owner’s questionnaire from all the private owners in these EAs. All in all 21,697 pieces of property were listed and 6504 owner questionnaires filled. The survey was undertaken for the World Bank.

Knowledge Sharing Event- MicroLead Programme June 3,2015

PMIGA-partner picturesThe United Nations Capital Development Fund (UNCDF) is focused on building inclusive financial sector in least developed countries under LDC Fund for Savings-led Market Leaders for Inclusive Finance (MicroLead) programme. The 4 year (2011-2015) MicroLead Programme in Ethiopia was approved by Ministry of Finance and Economic Development, Government of Ethiopia in May 2011. The programme was implemented by the consortium partners consisting Bhartiya Samruddhi Investments and Consulting Services Ltd (BASICS Ltd.), India and Participatory Microfinance Group for Africa (PAMIGA), France.

The objective of the programme was to improve the institutional capacity of the Microfinance Sector in Ethiopia through the Association of Ethiopian Microfinance Institutions (AEMFI) and building the institutional capacity of two selected MFIs–Buusaa Gonofaa and WASASA to enable them evolve as savings-led financial institutions with the ultimate objective of promoting financial access to the poor households of Ethiopia. The programme is now completed and has achieved the objectives set out and has made a transforming change in the areas of savings, governance, IT-MIS to name a few.

The Event

The knowledge event was organised to share and discuss the opportunities and needs of the microfinance sector among the wider stakeholders of the Inclusive Financial Sector in Ethiopia and how and what can be done further in the pursuit of the National Financial Inclusion agenda.  More than 50 participants representing partner organizations (USAID, MAIN, NBE, MFIs, RUFIP, FEMSEDA, FCA, ATA and others) attended the event. Key implementing organizations of the programme (AEMFI, BASICS, PAMIGA, Bussa Gonofa and Wasasa MFI) shared experiences they obtained while implementing the programme. Overall, the experience sharing event opened a venue to all participating stakeholders to reflect on the challenges and opportunities faced; achievements made and to indicate significant issues to consider in the way forward.

Training Programme on Agricultural Value chain

agricutlre valuechain poster2 copyValue chain finance is basic for the success of a specific value chain. Value chain finance is important in order for businesses to meet their market demand by maintaining, extending their activities or invest in new market alternatives. Value chain finance also contributes to the increased competitiveness of an economic sector by helping an industry expand and compete more effectively. It has a long term impact on the overall development of the country. However, there is lack of adequate financing within the agriculture chain. For this reason and to respond to the need for enhancing agricultural value chain finance, it is important to equip MFI practitioners on the skills and knowledge of value chain finance. The training resource person will be drawn from India and Ethiopia.

Venue: AEMFI/EIFTRI Training Hall.  Date: End of April (exact dates to be announced soon)


The “Making Microfinance Work: Course for Funders” is based on a former CGAP Funders’ course. It is the only microfinance course in the market tailored for donors and investors. It will give you the knowledge, tools, and network to make the right decisions. The course covers the history, trends and the fundamentals of how donors and investors can effectively fund microfinance. It also features field visits to MFIs, where you will meet with clients, management, and staff, while also getting an understanding of the broader policy and market infrastructure opportunities and challenges facing the institutions. Join the ranks of the 750 people who have already participated in this training. Past participants have included staff from all major donor and investor agencies, such as
AFD, AfDB, ADB, CIDA, DFID, EBRD, FMO, IFAD, IFC, KfW, Oikocredit, Sida, UNDP, World Bank, and staff from nongovernmental organizations. For More Details, Please check summary of the course.

Venue and dates:  Addis-Ababa, Ethiopia, February 16-20, 2015

Deadline for application: 15 January 2015

Course language: English

Participants from any country of operation are invited to apply.

Tuition fees: Euro 1500   (Lunches, breaks, field trips, and materials are covered by tuition fee).  Participants are responsible for their travel and visa, hotel, and dinner costs.

To register, please click o n:

For more information, please contact:

Stefania Perniola:   +39 011 693 6318
Margarita Lalayan    +39 011 693 6530

Training to MFI officers on Marketing and Customer Service- February 16-20, 2015

The United Nations Capital Development Fund (UNCDF) is implementing the MicroLead programme in Ethiopia to promote financial access to the poor by building/promoting savings lead market leaders. As a part of the programme, the consortium of BASICS Ltd of India and PAMIGA of France has been providing a series of training programmes to the MFI sector as a whole through AEMFI. The thematic areas for the training are being selected by AEMFI in consultation with the MFI sector.  Most of the trainings were provided in the ToT model. The objective of the trainings was to increase the human resources capacity of MFIs.   As a part of this initiative, BASIX, is now conducting training to MFI officers on “Marketing and Customer Service”.


The main objective of this training is to ensure that a strong training package is delivered to managers to equip them with the knowledge and improve the understanding on Marketing and Customer Service.

Scope of the training

  • Training will be conducted in AEMFI office
  • Training will consist of ……….. people from MFIs belongs to marketing and operation team
  • Training will be for four days
  • Training materials to be provided by the service provider

 Desired outcomes

  • MFI officers will acquire a new skills on marketing and customer service;
  • Equipped and acquainted with the tools that support marketing;
  • Equipped and acquainted with tools for customer service.

Venue: AEMFI training Hall